Home Loans
Construction Loan
Building your own home from scratch? Onkar Udyog Samuh's Construction Loan solutions provide phased funding aligned to your construction milestones, ensuring you have the funds you need at every stage of building.
Key Benefits
Why choose Onkar Udyog Samuh for construction loan:
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Finance up to 85% of construction cost
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Competitive fixed and floating rates
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Interest only during construction period
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Approved construction plan required
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Valuer-linked disbursements
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Flexible tenure post-construction
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Top-up option during construction
How It Works
Our simple step-by-step process to get you started:
1
Estimate & Plan
Prepare construction estimate and get architect-approved plan.
2
Loan Application
Submit application with income, KYC, and construction plan.
3
Sanction
Loan sanctioned for the approved construction estimate.
4
Stage Disbursements
Funds released at each construction stage after site inspection.
5
EMI Commencement
Full EMI begins after construction completion and possession.