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RBI Regulated · Trusted by 2L+ Families

Affordable Car Loans
for Every Family

Drive your dream car home today. Get approved in 24 hours with interest rates starting at just 8.5% p.a., flexible EMI plans, and minimal documentation.

₹500 Cr+ Loans Disbursed
2,00,000+ Happy Customers
8.5% Starting Rate p.a.

Get Instant Loan Quote

Fill in your details and our advisor will call you within 30 minutes.

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Select loan amount
Select loan amount
Up to ₹3 Lakhs
₹3 – ₹7 Lakhs
₹7 – ₹15 Lakhs
₹15 – ₹25 Lakhs
Above ₹25 Lakhs

  100% secure · No credit score impact

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Everything You Need in
a Car Loan, Simplified

We've designed our loan process to be fair, fast, and family-friendly. Here's why over 2 lakh customers trust us.

Low Interest Rates

Starting from just 8.5% p.a. — among the lowest offered by any NBFC. We compare 20+ lenders to get you the best rate.

Loans up to ₹75 Lakhs

Whether you're buying a hatchback or a luxury SUV, we offer loan amounts ranging from ₹1 lakh up to ₹75 lakhs.

Flexible Repayment

Choose your EMI tenure from 12 to 84 months. Prepay anytime after 6 months with no hidden charges.

Approval in 24 Hours

Our digital verification process ensures your loan is approved within one working day. Sometimes even faster.

Minimal Documentation

Just your Aadhaar, PAN, income proof, and bank statement. No physical visits required. Upload online in minutes.

100% Online Process

Apply from the comfort of your home. Track your application status in real time through our app and SMS alerts.

Find the Right Loan
for Your Needs

🚗

New Car Loan

Finance your brand-new car with our lowest interest rates and longest repayment tenure.

From 8.5% p.a. · Up to 84 months
Apply Now
🚙

Used Car Loan

Get financing for pre-owned vehicles up to 10 years old with transparent valuations.

From 11% p.a. · Up to 60 months
Apply Now

Electric Vehicle Loan

Go green with subsidised EV loans. Special rates and top-up for charging equipment.

From 7.5% p.a. · Govt. subsidy eligible
Apply Now
🚛

Commercial Vehicle

Loans for taxis, school buses, goods carriers, and auto-rickshaws for self-employed individuals.

From 10% p.a. · Business income accepted
Apply Now

Get Your Car Loan in
4 Simple Steps

From application to disbursement — the entire journey takes as little as 24 hours.

1

Apply Online

Fill the quick form on our website or app. It takes less than 5 minutes. No branch visit needed.

2

Upload Documents

Submit your KYC, income proof, and bank statement digitally. Our team verifies them securely.

3

Get Approved

Our AI-powered credit assessment provides instant in-principle approval. Final sanction within 24 hours.

4

Drive Your Car

Funds are disbursed directly to the dealer. Sign the agreement and drive your car home!

Plan Your Monthly
Payments

Use our calculator to estimate your EMI and plan your budget before applying. No sign-up required.


  • Zero prepayment charges after 6 months
  • No processing fee for salaried employees
  • Interest calculated on reducing balance

EMI Calculator

₹1 Lakh₹75 Lakhs
7%18%
12 Mo84 Mo

Your Estimated Monthly EMI

18,327 /month
₹8,79,696Total Amount
₹79,696Total Interest
₹8,00,000Principal
Apply at This Rate

Check Your Eligibility

We welcome applications from salaried employees, self-employed professionals, and business owners.

  • Age Criteria

    Between 21 and 65 years of age at loan maturity.

  • Minimum Income

    ₹18,000/month for salaried; ₹2 Lakhs annual ITR for self-employed.

  • Employment Type

    Salaried (MNC/PSU/Govt.), self-employed, or business owner. NRIs also eligible.

  • Credit Score

    700+ CIBIL recommended. We also offer options for customers with lower scores.

  • Residence

    Must be an Indian citizen with a valid permanent address for 1+ year.

Documents Required

Identity ProofAadhaar Card / PAN Card / Passport / Voter ID
Address ProofAadhaar / Utility Bill / Rent Agreement / Bank Passbook
Income Proof (Salaried)Last 3 months' salary slips + Form 16
Income Proof (Self-Employed)Last 2 years' ITR with computation + CA Certificate
Bank StatementsLast 6 months' statements of primary bank account
Vehicle DocumentsProforma Invoice / RC Book (for used cars) / Insurance
Photographs2 recent passport-size colour photographs
I Have My Documents — Apply Now

2 Lakh+ Families Trust DriveLoan

Real stories from real customers across India.

"I got approval for my Maruti Brezza loan within 18 hours. The agent helped me through every step and the EMI was exactly what the calculator showed — no surprises."

RS
Rajesh Sharma
Software Engineer · Pune · New Car Loan ₹9.2L

"Being self-employed, I was worried banks would reject me. DriveLoan got my used Innova financed at a great rate. My family finally has a comfortable car for our trips."

PV
Priya Venkatesh
Business Owner · Chennai · Used Car Loan ₹5.5L

"Applied for an EV loan for my Tata Nexon EV. Got the government subsidy benefit plus a low interest rate. The entire process was paperless. Highly recommend!"

AM
Amit Mehta
Govt. Employee · Ahmedabad · EV Loan ₹12L

Frequently Asked
Questions

In-principle approval is usually given within 2–4 hours after document submission. Final disbursement takes 1 working day for new cars and 2–3 days for used cars. We keep you informed at every step via SMS and email.
For salaried individuals: Aadhaar, PAN, last 3 salary slips, Form 16, and 6 months' bank statements. For self-employed: Aadhaar, PAN, 2 years' ITR, and 6 months' bank statements. All documents can be submitted digitally.
Yes! We finance pre-owned cars up to 10 years old at the time of loan maturity. The vehicle must be registered in India and pass our basic condition check. Interest rates for used cars start from 11% p.a.
For salaried employees, a minimum monthly income of ₹18,000 is required. For self-employed individuals and business owners, a minimum annual ITR of ₹2 lakhs is required. Income of co-applicants can also be considered.
There are no prepayment charges after the completion of 6 EMIs. For early closure within 6 months, a nominal charge of 2% on the outstanding principal applies. Partial prepayment is also allowed after 6 months with no charges.
We recommend a CIBIL score of 700+, but we do consider applications with lower scores on a case-by-case basis, especially when other factors like stable income and employment history are strong. Our team will guide you through the best options.

Still have questions?

Our loan advisors are available Monday to Saturday, 9 AM to 7 PM. We're happy to explain any aspect of the loan process in your preferred language.

Call Us Free Apply Online

Average response time: under 30 minutes

Start Your Loan
Application Today

It takes less than 5 minutes. No commitment, no credit score impact. Our advisor will call you with a personalised offer.

Call Us+919823513053
Emailinfo@cityfinsol.com
Head OfficeBaner, Pune, 411045
Working HoursMon–Sat: 9:00 AM – 7:00 PM

Complete Application Form

Select car type
Select car type
New Car
Used / Pre-owned Car
Electric Vehicle (EV)
Commercial Vehicle
Select amount
Select amount
Up to ₹3 Lakhs
₹3 – ₹7 Lakhs
₹7 – ₹15 Lakhs
₹15 – ₹25 Lakhs
Above ₹25 Lakhs
Select employment type
Select employment type
Salaried – Private Sector
Salaried – Government / PSU
Self-Employed Professional
Business Owner
NRI

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