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RBI Registered NBFC · Trusted by 50,000+ Businesses

Collateral-Free
Business Loans
for MSMEs

Get funds up to ₹1 Crore in 48 hours. Zero collateral, minimal paperwork, and transparent pricing — built for India's small businesses.

No Collateral Required
Approval in 24 Hours
100% Transparent Fees

⚡ Check Your Eligibility Instantly

🔒 Your data is safe with us. No spam, ever.

₹7,000+ Cr
Loans Disbursed
50,000+
Happy Customers
2,100+
Cities Served
48 Hrs
Average Disbursement

Get Funded in 4 Simple Steps

Our digital-first process eliminates paperwork and gets money in your account fast.

01

Apply Online

Fill out a quick form with basic business details. Takes less than 5 minutes.

02

Submit Documents

Upload minimal KYC and financial documents digitally through our secure portal.

03

Get Approved

Our AI-powered credit engine evaluates your profile and gives a decision in hours.

04

Receive Funds

Money is directly credited to your bank account within 48 hours of approval.

48 Hours
Average Disbursement Time
Zero Collateral
No security required, ever
₹7,000+ Cr
Total loans disbursed

Built for Business Growth

AI-Powered Credit Assessment

Our smart algorithms analyze your business data for instant, fair credit decisions without human bias.

Bank-Grade Security

256-bit SSL encryption and RBI-compliant data storage keeps your information completely safe.

Dedicated Relationship Manager

A personal loan manager guides you from application to disbursement and beyond.

Our Customers Love Us

★★★★★

"CityFinSol helped me expand my textile business when no bank would listen. The process was incredibly fast and the team was very supportive throughout."

SS
S. Sivakumar
Owner, Shrinee Fashions, Tirupur
★★★★★

"The service was exceptionally great — very quick and hassle-free. Got approval within hours. I've recommended CityFinSol to all my vendor network!"

SB
Stephan Balakrishnan
Medical Shop Owner, Mumbai
★★★★★

"A big thank you to the CityFinSol team for helping me turn my vision into reality! My grocery chain now has 3 outlets thanks to their working capital loan."

SP
Sangeeta Pawar
Grocery Chain Owner, Mumbai

Do You Qualify?

We keep requirements simple so more businesses can access capital.

Business operational for at least 1 year
Annual turnover of ₹10 Lakhs or more
Applicant aged between 21–65 years
No active bankruptcy or NPA status
Valid GST registration preferred
Stable business address with proof

📊 EMI Calculator

Loan Amount₹10,00,000
Interest Rate18% p.a.
Loan Tenure24 Months

Your Monthly EMI

₹49,924

Total Payable: ₹11,98,176

Frequently Asked Questions

What are the purposes for which I can get a loan via CityFinSol?

CityFinSol provides business loans for expanding your operations, managing working capital, purchasing equipment, managing seasonal cash flow gaps, and servicing short-term financing needs. Any legitimate business purpose qualifies.

What documents do I need to submit?

You typically need: KYC documents (Aadhaar/PAN), last 6 months bank statements, GST returns or ITR filings, and business proof (registration certificate). No property collateral is required.

How long does loan approval take?

Our AI-powered system gives you an in-principle decision within a few hours of submission. Final approval and disbursement typically happens within 24–48 hours of document verification.

Is my personal data secure with CityFinSol?

Absolutely. We use 256-bit SSL encryption, are fully RBI compliant, and never sell your data to third parties. Your information is stored in certified, secure data centers.

Can I repay my loan before the tenure ends?

Yes, we allow prepayment and foreclosure of your loan. Applicable charges (if any) will be communicated transparently before your loan is disbursed. No hidden surprises.

Your Business Deserves Better Financing

Join 50,000+ MSMEs who've trusted CityFinSol to fuel their growth story.